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You are here: Home / Archives for 2020

Archives for 2020

55 Real Estate Social Media Post Ideas – Real Estate

August 28, 2020 by Asif Nazeer Leave a Comment

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Here are 55 Real Estate Social Media Posts that will drive more engagement, increase brand awareness, and help you to sell more houses! 

Many underestimate the power of social media, but when it comes to selling real estate exposure is key! Before we dive deep into these social media ideas, be sure you know who your target market it. 

Target market research is not only important to your success, but it will also help you to avoid many mistakes ahead of time. 

If you want to know how you can create your own social media graphics, Canva is the best affordable option. As a cloud-based app, you can access it from anywhere when you have Wifi and creative ideas are endless! 

Social Media Post Ideas for Real Estate Agents

Just Listed 

This real estate post should a given and on the top of your social media list! When listing your homes, be sure to include enough information to have them intrigued. Use photos that showcase the inside and outside, along with good lighting, and some neighborhood features. Also, at least list the price range to keep your warm list as accurate as possible. 

Homeowner Tips 

Share homeowner tips that are helpful during the buying, selling, and moving process. This list can create tons of social media ideas where realtors will always know what to post. 

For example, showcase home upgrades that bring in more money, how to get approved for loans, why being pre-approved is a good idea, etc. 

Featured Home of the Week 

You can share listings as they come, but be sure to feature a home of the week. Ideally, this will be a high-end property with lots to be desired. Show multiple photos of even a home tour. 

Showcase a Team Member 

If you work with a company such as Remax or Keller Williams where you have a full team, be sure to feature them. This not only gives your business more brand awareness, but social media audiences love to see content outside of what you are trying to sell. Plus, it lets them get to know who you have working for you. 

Ideas to include for team members: 

Start date, experience, hobbies, a fun fact that most don’t know, family details, favorite food, etc. 

Pose with the new homeowners

Don’t let this photo op pass you by. Pose with them outside of their newly purchased home. Other ideas to include are signage for just sold, champagne toast, or even balloons. All of the suggestions will jazz up your social media, not only for your audience, but you can outshine your competitors. 

Buying Anniversary 

Anytime you post to Facebook, it reminds you that you have “Memories” that you can share. These make great posts for #throwbackthursdays (#TBT) or just something sentimental to add to your page. Be sure to tag those homeowners, because this will get you more exposure with their audience as well as building rapport for lasting relationships. 

Client Closing 

Signing the paperwork is so exciting for both parties, so why not show that off! Take photos during the closing at the table! Another idea is taking photos with the owners holding their keys. Be sure to tag the local attorney office, along with others who helped along the way.

a house with a for sale sign in the front with sold written over it.

Just Sold 

Be sure to get several photos of you and/or your team holding signage for just sold. Use your brand colors and caption how exciting the moment is for everyone. 

Virtual Home Tours 

People love being able to tour the home from their couch. Use Zillow’s 3D tool to create your virtual home tour. Be sure to share on all of your platforms that allow video! 

Client Testimonial 

It’s okay to give yourself a pat on the back! Create a graphic and spruce it up to really showcase your client’s testimonials. You can pull these from Google, Facebook, or even handwritten cards or notes that clients may send you. You can also have your clients to record a video testimonial which all of your social fans will fall in love with. 

More Real Estate Posts You May Like:

Holidays 

Don’t skip the opportunity for some fun. While the national holidays are a given, you can always celebrate National Taco Day, Wife Appreciation Day, and World Smile Day. This may sound silly, but these posts really get users engaging, especially when it has to do with pets and kids. Visit National Day Calendar to view a HUGE list of holidays. 

Contest/Giveaway

We all know people LOVE free! Knowing who your target market is and catering to them will help this campaign be successful. Be sure you follow Facebook’s guidelines. Ideas for Giveaways could include gift cards, seasonal baskets, an experience gift, spa packages, etc. 

Birthdays 

No birthday should go uncelebrated! Share with your followers whose birthday it is and how everyone is celebrating as a team. 

Office Anniversaries 

Highlight anniversaries and include the realtor’s milestones and successes since starting with your company 

Most Expensive Listings 

Even if they can’t afford it, homebuyers love to dream and get the inside scoop on the champagne lifestyle. Posting expensive houses is mainly for engagement purposes but it’s also really fun.

infographic with data

Housing Market Information 

While this info may seem boring to some, it really shows off your expertise and gives the proof that you really know stuff, which is what your potential clients are looking for. Create a captivating graphic to grab their attention and actually read the caption. 

New Team Member 

Show off your new hires by posting their headshots and just a little bio about them. You can always tell how they will be an asset to your team. 

Community Events 

This is a no brainer. Anytime you have a booth set up at a local event or are sponsoring something in your city, share it! It’s a proven statistic that audiences love community involvement. 

Awards and Certifications 

Don’t post all of these gems at once. Depending on the size of your team and how long you have been a real estate agent or broker you could have a ton of accomplishments under your belt. Show the award or certification and what it takes in order to be eligible to receive it. 

Open Houses

Always keep your followers updated on open houses ahead of time and post several hours the day of. You can even go live on Facebook while the open house is actually in progress.  

Supporting Local Business 

Whether this is the contractors or property management company you use or the people you call when it comes to your own home, highlight those companies. Most of them will always return the favor.

Blog Post 

Share a blog post that is really helpful to readers. Even if they aren’t in the market for a new home now, the more free valuable content you share, the more they will remember you in the future. 

Fact 

This is just for fun! Share a fact about real estate or even local facts. People will chime in and engage, which in turn gets your brand in front of more people. 

Quote Inspirational quotes are perfect for #mondaymotivation! Anything inspiring is always nice to see. PRO TIP: Share from another account that is larger than yours, it will perform better most of the time. 

Question 

Ask your audience questions in the form of which would you choose? Or do you prefer this or that? These options are endless when it comes to real estate. 

Funny 

I mean who doesn’t love a good joke? Use the hashtag #FridayFunny and it will fit right into your content calendar. Hunt for tasteless real estate humor or just share something hilarious that has happened to you during your realtor career. 

Company News 

If you work for a larger company such as Remax, Coldwell Banker, or Keller Williams, send positive vibes! Share what’s happening outside of your local branch.

Memes 

Everyone loves memes! If you can’t find something that fits just right you can always make your own with a meme generator that looks exactly like the ones you see on Google. 

Personal 

Invite your followers into your personal life. Share your hobbies, family vacations, part of your home, etc. Your audience isn’t following a company in their minds, they are following your personality. 

Polls 

Polls are a great tool to increase engagement. They take less than 2 seconds to participate in and so many want to see what others say. To relate it back to real estate, you could say Do you prefer a two-story home or one? True or False, location is really important to me when purchasing a home. You get the idea! 

Quizzes

Let’s test their knowledge. Set up a quiz about the housing market, your local area, or any other fun topic that you think would resonate with your audience. 

Neighborhood Features 

Most realtors forget this portion when it comes to social media. Instead of posting a listing, take photos around the area and highlight specific neighborhoods and what they are known for. This is especially great for people moving to the area that aren’t familiar. 

First Time Homebuyer Tips 

Purchasing your first home is a milestone and super overwhelming for most! Be sure you cater to this market too! Give them solid, informative information along with the do’s and don’ts.

Decoration Inspiration 

Your profile is going to grow when you give decoration inspiration a whirl! These are great when it comes to seasonal decorating too! Many people cannot visualize concepts, so when you share all your modern chic farmhouse photos, they are going to fall in love. 

GIFs 

GIFs are moving images that will definitely stop the scroll. Incorporate these into your personal content along with curated ones. You know like the Friends GIFs or even The Office. 

Boomerangs 

You can take Boomerangs on Facebook and Instagram and publish instantly or save for later. These are great ideas when you are staging, cheering after closing, and when showing a home. Just something that gets a little more attention than a static photo.

Facebook Lives

Did you know that Facebook automatically notifies your followers when you go live? These tend to do really well! 

Before and After Staging Photos 

Come on, who doesn’t love a transformation? This also can be used to showcase your staging services if you offer them. 

Seasonal Home Maintenance Tips 

Again, free valuable content. That’s what builds trust and lasting relationships. Give out all of the free tips you can. Plus, homebuyers love a home that has been kept up. 

Design Tips for Remodeling

A large percentage of homeowners report that the only reason they remodel is that they are thinking about selling in the future. This is the perfect time to educate them on the design that will get the most for their money.

graphic showing an idea for real estate social media posts by using a graph

Graphs or Charts of Your Success Rate 

Visuals always attract more attention. Put together a pie chart or line graph that shows off your success. You can easily do this in Canva.

Calendar of Events 

Each month post a calendar of events that includes community functions, scheduled open houses, and other festivals that may be happening locally.

Behind the Scenes 

Average individuals have no clue what goes on behind the scenes in real estate. Show them! This also gives them the sense that they are an insider and you are sharing with them first! 

Milestones 

Don’t miss the opportunity to show off that you just sold your 100th home, or your company has been in business for 40 years. By doing this, you are giving yourself more creditability.

Charitable Causes 

Millennials report that they are more likely to choose someone’s product or service when they know that they give back to a greater purpose. Also, ask your audience what their favorite charity is.

Price Reductions 

When a listing gets stale, and you decide to reduce the price, be sure to update and repost that listing! 

Host a Q and A session

Offering your time for free is a BIG deal. Lots of potential clients have questions no matter what industry it is. Plan ahead of time for this session and post often to make sure everyone can save the date. Facebook also allows Pop Up groups, which would be perfect for this sort of thing.

Moving Checklist 

Not only is this super helpful, but you can also gain leads by getting people on your email list. Don’t give this one away without getting the email address first, simply show a preview to entice readers. 

Team Outings

Team culture is huge, and not just for your team. Communities love seeing how much companies value their employees. By hosting a team retreat or family outing makes for a good vibe and a great social media opportunity.

Trending Now 

Share what trends are on the rise when it comes to what home buyers are looking for. This can include color schemes, styles of homes, square footage, and the type of property.

Trivia 

Another fun idea just to get people talking! Some popular trivia ideas are decades, Disney, local trivia, TV shows, Movies, Music, and holiday themes.

Client Closing Gifts 

If you aren’t offering your clients gifts, you should. I mean who doesn’t love a nice surprise! Take a picture with the homeowners receiving it or have them video themselves when they open it later.

Renter Tips 

Renters typically turn to buyers at some point, so don’t leave them out when it comes to tips and tricks! 

Insurance Advice

Pretty sure everyone dreads the thought of insurance in any setting. While this is boring and dreaded, it’s very important. Share local agencies that you work with, special offers that you know of, or just your personal experience. 

Home Technology

This is another big topic that literally everyone is looking into. Shed some light on the latest technology that can be installed in your home.

These real estate social media posts are a sure-fire way to jumpstart your presence online! Another key takeaway is to make sure you are posting consistency to social media. By being consistent, Facebook will show you posts to more people. Also, if people are asking questions, don’t forget to respond back!

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Best Programmable Keyboard Options for 2020

August 28, 2020 by Asif Nazeer Leave a Comment

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Most business owners perform many of the same functions on their computers over and over, day after day. Wouldn’t it be nice if there was a quicker and easier way to complete these repetitive tasks? Instead of browsing through your device to find specific programs or open commonly used documents, you may benefit from using a programmable keyboard.

These products include buttons that can be customized to perform specific functions like opening programs or cutting and pasting text. There are also options made for specific functions like content creation, photo editing, and gaming.

Some of them are fully customizable. So all of the buttons can be set for the various functions you perform frequently. And others include just a small section of buttons that you can customize. So you can use the rest like a standard keyboard.

If you’re looking for a way to save time and cut repetition out of your busy day, then a programmable keyboard is just the thing. Here are the best in 2020.

Best Keyboard with Programmable Keys Best Fully Programmable Keyboard
Redragon K511 PRO RGB Gaming Keyboard Wired LED Backlit Programmable Macro Keyboard X-keys Programmable Keypads and Keyboards
Redragon K511 PRO RGB Gaming Keyboard Wired LED Backlit Programmable Macro Keyboard X-keys Programmable Keypads and Keyboards
Buy on Amazon Buy on Amazon


Programmable Keyboards to Consider

Choosing the best programmable keypad for your business starts with understanding the options. There are some products that are completely customizable. And there are others that just include small sections of keys that you can turn into macros and shortcuts. If you are going to a pay premium price, consider the customer service the company offers. Especially if the keyboard has a hard learning curve.

Below, we’ve broken down these products so you can find the best fit for your needs. Each one includes a rundown of the essential features, details, and price. If you’re interested in purchasing a programmable keyboard for your business, here are some top options to consider.

Best Keyboards with Programmable Keys

The keyboards on this list have a certain number of function keys that can be configured to run multiple functions and macros. Then the rest of the keyboard simply works as normal. Many are marketed for gaming use. But there are plenty of functions you can set that may work for business use as well. These products tend to work best for those who want to stick with just one main keyboard but want to reap the benefits of programmable buttons.

Redragon K511 PRO RGB Gaming Keyboard Wired LED Backlit Programmable Macro Keyboard

This gaming keyboard from Redragon includes 104 keys. And 5 of them are programmable macro keys. It has quiet keystrokes that make for a quiet working environment. It also includes backlighting in various colors and levels for extra style and visibility. It’s compatible with many top PC brands and operating systems. And it is currently priced at $29.99, so it’s a fairly affordable option.

Dell Alienware Pro Gaming Mechanical Keyboard AW768

From Dell, this silver keyboard includes 15 programmable keys that can be attached to different macros. So it includes more options than many other semi-programmable keyboards on the market. It can be customized with different leg angles and optional palm rest for maximum comfort. It also includes ambient lights in various colors behind the keys. The price of this one falls at $95.97.

Das Keyboard 4Q Smart RGB Mechanical Keyboard

This mechanical keyboard from Das Keyboard works using a smart RGB Cherry MX version of Das Keyboard. So it does require some knowledge about programming and the platform for users to enjoy maximum functionality. All of its buttons can actually be customized. So there are really endless options for those who want to create a lot of shortcuts. But it includes a standard keyboard layout so it can still work for those who want a mainly traditional setup. Prices start at $149.25.

The Cherry MX series line of switches was introduced in 1985. They are known by the colors, which denote the handling characteristics. This includes how much force is required, whether it is clicky or tactile. Cherry MX Red, which was introduced in 2008, for example, has a low actuation force. So the color you choose will dictate how they function.

Trust GXT 285 Adjustable LED RGP Backlit Wired Gaming Keyboard

This keyboard with customizable keys comes from Trust Gaming. It includes 5 custom macro buttons and 3 different profiles so you can actually save up to three different macros for each key. Then you simply switch modes or profiles when you’re performing different tasks. This is mainly useful for gaming. But it could be useful for those who have different categories of macros used in different instances. For example, you might use one profile when working on spreadsheets and another one for video editing with media keys. The black keyboard is backlit and connects to a device using a USB cord. It also includes software for easily programming macros. This programmable keyboard runs for $39.97.

Best Fully Programmable Keyboards

On the other hand, some keyboards come with buttons that are completely customizable with macros and shortcuts. Many of these are smaller than traditional keyboards since most people don’t need to create too many customizations. These can be used on top of a traditional keyboard or for specific functions like design and photo editing. However, there are options at pretty much every level of complexity and price point. So here are some of the top options available for business users today.

Koolertron Single-Handed Programmable Mechanical Keyboard with OEM Gateron Red Switch

This keyboard from Koolertron includes 48 keys, all of which are programmable. It also pairs with configuration software to help users create up to eight complex macros with its mechanical keyboard. They remain programmed even if you disconnect the keyboard and attach it to a different computer. So it may be especially useful for those who switch between different devices frequently. This one costs $81.99.

Elgato Stream Deck

This Elgato product comes with 15 customizable LCD keys and and adjustable stand. It’s made for use by content creators. So many of the functions are specifically tailored to these types of tasks. It’s also designed to be easy to use even for those with no programming knowledge. In fact, you can use an app to easily set functions for each key by dragging and dropping functions to each button in the software interface. It’s compatible with Windows 10 and MacOS 10.13 or later and currently costs $149.95.

Penclic N3 Office Numeric Keypad

Those who want a simple extra keyboard may opt for this Penclic option. All of its 22 numbered keys are customizable with different functions. It also has an ergonomic design to maintain comfort while you work on those repetitive tasks. Speaking of ergonomic, make sure to get a wrist rest to avoid any injuries.

Penclic also has a plug and play setup for easy use. Just connect it to your device with a USB and start setting different functions for each key you want to use. And at just $29.99, it is affordable.

ELSRA USB Wired Programming Numeric Keypad ControlPad Black PK-2068

This ELSRA keypad includes 23 keys that can be programmed on multiple levels. There are two separate modes. So you can set different macros that work when the keyboard is in each mode. So you can keep the number of buttons down but still enjoy tons of functionality with different macros. It easily connects via USB so you can get it up and running pretty quickly. However, it only works with Windows devices. So those who have Mac or Linux computers may be better off with another option. The current cost is $38.90.

X-keys Programmable Keypads and Keyboards

This X-keys keyboard includes 60 macro keys for those who want to include tons of customization options. The company says it is perfect for use with programs like CAD and PhotoShop. It includes software for easy programming on Windows devices. However, those who use Mac or Linux devices will need to program it using Windows device; those settings will then save and be usable on those devices afterward. This product runs for $199.95.

What is a programmable keyboard?

A programmable keyboard is a product that allows you to assign custom actions to various keys. This allows you to create shortcuts to the functions you use most often so you can save time. Some keyboards have just certain sections that can be programmed, while others are fully programmable.

What are keyboard macros?

A keyboard macro is a series of actions that are designed to perform a specific task. For example, you might assign a key and/or mouse action to open your email program. Or you could press a short series of keys to insert a certain graphic into your company’s spreadsheets. This allows you to save time on the repetitive tasks you perform most often.

Can I use a second keyboard for macros?

Yes, some people prefer to keep one classic keyboard and one programmable one. Having a full keyboard available to program can really open up the options for you to create tons of macros and be super-efficient. Each keyboard needs to be a different model if you go this route. You may also need to install programs like Lua Macros or AutoHotkey. The videos below explain a bit about the process for those who want to learn how.

Image: Depositphotos.com


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Business Line of Credit: How It Works

August 27, 2020 by Asif Nazeer Leave a Comment

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Small business owners rely on business lines of credit for short-term money needs. A business line of credit is similar to a credit card in the sense that you are approved for a maximum credit limit. You can borrow and withdraw funds as you need them, up to the limit.

You are charged interest only on the amount you withdraw. As you repay the amounts you borrowed, you free up the line to again withdraw those amounts.

A business line of credit is a popular type of funding. According to the 2020 Small Business Credit Survey (Federal Reserve Banks), 40% of small businesses applying for financing seek out business lines of credit.



What is a Business Line of Credit?

A business line of credit is a type of small business financing that you can draw on periodically, up to an approved credit limit.

Its number one advantage is flexibility. You borrow only the funds you need when you need them — you are not forced to take out the full amount in a lump sum. And you pay interest on the money you draw out, only, not on the full amount. So it is cost-effective.

A business line of credit is a valuable strategy for managing cash flow. That’s because sometimes expenses hit when your business checking account is low. For example, you may need money to make payroll because sales were unexpectedly down or you had a business emergency. In that case, you can tap into the line of credit.

Or perhaps you want to buy inventory and take advantage of a bulk discount. But sales are slow right now. A temporary cash flow dip doesn’t cause you to miss out on a savings opportunity.

How Does a Line of Credit Work?

A small business line of credit works like a credit card in some ways — yet it is different.

When you establish a line of credit, it means your business gets approved up to certain credit limits. The lender determines the amount based on your ability to repay, the business revenue, your credit score and other factors.

Think of it as a contingency fund. The money is there if and when you need it.

A line of credit is revolving credit. With a revolving line, as you repay the amounts you borrow, the funds then become available to borrow again.

The following business line of credit example further illustrates how a line of credit works.

  • In January, the lender approves a business line in the amount of $50,000 for your business.
  • In April, you experience a temporary cash shortfall. So you borrow $10,000 on the credit line.
  • You are charged interest on the $10,000 you borrowed, only.
  • You must pay interest and principal on repayment terms established by the lender, until the amounts you borrowed are repaid.
  • Once any funds are repaid, those amounts become available to borrow for other financing needs.
  • If you need more money later, you can go back and borrow more up to the maximum limit available.

What Can You Use a Line of Credit For?

You can use business lines of credit for any legitimate business needs or expenses.

Many FDIC banks today require business borrowers to certify that they are not involved in illegal or high risk activities, such as online gambling or payday lending. Aside from such activities, there are typically no restrictions on how small business owners use lines of credit. Companies use business lines of credit for:

  • operating expenses,
  • equipment funding,
  • inventory financing,
  • software installations,
  • buying new computers or mobile devices,
  • paying unexpected bills or invoices,
  • paying employees,
  • growth opportunities,
  • emergencies, or
  • any other small business expense.

Seasonal businesses often rely on a credit line for working capital needs. Seasonal businesses may need to prepare for the high season, such as by buying inventory or raw materials. Or they may simply need money for cash flow to meet short term needs.

Some banks let you link your business line of credit to a business checking account as overdraft protection to avoid costly fees.

How to Access Funds

There are three main methods to access money from business lines of credit:

  • Checks: The lender typically issues checks to the borrower upon the account opening. Then the borrower writes checks for specific amounts.
  • Debit Cards: Depending on the lender, borrowers may also be issued a special debit card (such as a MasterCard) to access money.
  • Balance Transfers: If a business line of credit is through the same bank as the owner’s checking account, transferring cash into a checking account is especially easy. In those situations, the owner often can transfer funds online, by mobile app or even by phone into a business bank account.

Each time you write a check, withdraw or transfer a sum, you are borrowing money from the line.

How do You Qualify for a Business Line of Credit?

Most lenders have three minimum qualifications you must meet:

Time in business: You must have been operating and in business for a minimum amount of time. Most lenders require a minimum of one or two years of time in business.

Annual revenue: Your business must have a minimum amount of annual revenue. Once again, this varies by lender. Some require as little as $25,000 in yearly sales — although that would be unusual. Most lenders want to see at least $100,000 in annual revenue. For some credit line products you may need $250,000 or more. For the most favorable terms or a long-term line of credit, you might need a much larger revenue number, such as $1 million.

Credit history: You must have an established credit history including a good personal credit rating. Credit scores of around 600 usually are a requirement. Here again the credit score requirement varies by lender. A poor credit score may not prevent you from getting a credit line — but you may end up with less advantageous terms, such as a higher interest rate or lower credit limit.

About 79% of small business owners who apply for business lines of credit are approved for at least some amount. That’s according to the Federal Reserve Bank’s 2020 Small Business Credit Survey, as this chart shows.

business line of credit approval rate

Documentation for a Business Line of Credit

The lender underwrites business credit lines just like any other loan product. The lender also performs a check of your personal credit score and business credit score.

Every lender’s requirements differ, but lenders typically ask for the following type of documentation for a business line of credit:

  • Personal and business tax returns (last 2 years)
  • Bank statements
  • Balance sheet
  • Profit and loss statement (P&L)
  • Accounts receivable aging report
  • Personal financial statement showing the owner’s net worth
  • Business documents (such as LLC or incorporation articles)
  • Tax ID number / social security number
  • Information about other owners (if any)

You can generate the balance sheet, P&L statement and accounts receivable report easily using most accounting software. The lender usually supplies a standard form for the financial statement.

Some lenders ask for a business plan but most small business owners don’t have one. So the lender usually settles for a brief description of the business. The loan officer will also ask questions during the application process.

How Much Will a Line of Credit Cost?

A variety of factors affect your costs. Each lender varies. The lender will disclose costs up front, but be prepared for the following:

Fees: Sometimes there is an origination fee charged when you first are approved. Also, most lenders charge a modest annual fee or maintenance fee, such as $100 a year.

Interest Rate: Interest rates on a business line of credit typically range between 5% up to around 15%. However, rates can go higher. The lender will quote a specific rate upon loan approval.

  • Often the interest rate is quoted as “prime +” which means that it is based on the current prime rate, plus an additional percentage. Currently prime is 3.25%. So if a lender charges prime + 1.75%, your rate would be 5% at present.
  • Those with an excellent credit history generally get better rates. Read: How to Build Business Credit.

The lender will assess how big of a risk you are. The more risk the lender perceives, the higher your costs. Risk factors include:

  • The amount you request. Higher amounts mean more risk for the lender.
  • The nature of your business or industry. Some industries are riskier than others.
  • Your length of time in business. Brand new businesses are riskier to the lender than those with a longer track record.
  • Collateral. The more assets you have for collateral, the less risk for the lender

Secured vs Unsecured Credit Line

A business line of credit can be either unsecured or secured. It depends on what the lender offers. Secured means that the lender requires collateral to ensure repayment. Unsecured means that no collateral is required. Here is a comparison of secured vs unsecured:

Unsecured Line of Credit

Unsecured business lines of credit have higher interest rates and usually have smaller maximum limits. For instance, banks like Wells Fargo and Bank of America currently offer versions of an unsecured line of credit for small businesses. The maximum in each case is $100,000. The interest rate charged usually is higher than a secured line.

An unsecured business line is good for startups or young businesses. Unsecured lines are also good for service businesses that do not have a lot of assets to serve as collateral.

Secured Line of Credit

A secured line of credit is usually for larger amounts. For many lenders, secured lines of credit are standard.

Most are secured by a blanket lien on accounts receivables, usually through a UCC filing in your state. The lender may also take other collateral such as equipment, banks accounts or inventory to secure a larger line of credit.

Secured business lines of credit may charge a lower interest rate with better payment terms than unsecured.

Business Line of Credit vs Credit Cards

As mentioned above, a small business line of credit is similar to a credit card. But there are real differences:

  • Interest Rates – A business credit card usually has a higher rate of interest — 15% to 24%. Business lines of credit, on the other hand, may be 5 to 15%.
  • Fees – If you are unwise enough to take out cash advances on your card, the interest rate can exceed 25%. On top of that, you may have to pay a cash advance fee. A business line of credit is more cost effective for cash advances.
  • Rewards – But what about rewards programs? If a credit card has a rewards program, then the cash back may offset some of the interest. However, most cash back is only 1% or 2%, so costs are still high.
  • Introductory Offers – Some business owners get lured in with a low introductory credit card offer. But that attractive introductory rate may last only for the first 90 days or 6 months.

When to Use a Credit Card

Credit cards are a good choice for small expenses or when you need convenience. For example:

  • Convenience – credit cards are convenient for business travel and online purchases in particular.
  • For small expenses – If you need to buy a small amount of office supplies or pay for a business lunch, business credit cards are ideal.

Business lines of credit are better where a credit card would be too expensive.

Difference Between Line of Credit and a Loan

A small business line of credit is very different from a regular business loan. A business loan is close ended — a fixed term that last longer than a line. Also, with a loan you must take the entire loan amount all at once.

When to Use a Business Loan

Business loans are a better choice than a business line of credit for any situation where you need more than a few months to repay the money or it’s a large capital investment. For example:

  • If you are buying an office building, a business line of credit would be a terrible choice because the repayment term is too short. Commercial real estate mortgages, by comparison, have longer repayment schedules — 10 to 25 years.
  • If you are buying expensive equipment it might be wise not to tie up a chunk of your working capital for a large planned investment. Instead, look into financing from the manufacturer or a term loan.

By contrast, business lines of credit are good for short term needs where it is not worthwhile to take out a business loan. For example, assume you are experiencing a temporary cash flow dip. You expect it to be resolved within 60 days when some large invoices are paid. A small business line of credit is perfect in this situation.

Summing Up the Advantages

A business line of credit allows the owner to sleep at night. Lines of credit are great for contingencies. It’s comforting to know that you’ll have necessary operating funds to manage your small business finances, despite temporary shortfalls in revenue or if surprise expenses hit. As one small business owner told us about lines of credit, “The money is there if you need it.”

Image: Shutterstock


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LG Unveils Puricare Air Purifier Face Mask

August 27, 2020 by Asif Nazeer Leave a Comment

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The battery-powered mask uses two replaceable H13 HEPA filters, dual three-speed fans, and a patented Respiratory Sensor to ensure the air you breathe is virus-free.

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August
27, 2020

2 min read


This story originally appeared on PCMag

Face masks are here to stay, and tech companies are keen to take advantage by offering us breathing protection well beyond what disposable face masks can achieve. LG just revealed its first serious attempt at providing us with “personal clean air.”

Using IFA 2020 as a launching ground, LG is introducing the PuriCare Wearable Air Purifier. It’s a face mask, but promises to provide a fresh supply of clean air to the person wearing it for hours. That’s achieved through a combination fo two H13 HEPA filters and dual fans, powered by a rechargeable battery.

Image credit: LG

LG built-in its patented Respiratory Sensor to automatically adjust the Puricare based on the “cycle and volume of the wearer’s breath.” Each fan has three speed settings, which adjust to run slower or faster depending on whether the wearer is breathing in or out so as to reduce the effort required to simply breathe normally. The battery powering the mask is only 820mAh, but LG claims it’s enough for eight hours of filtered air.

As well as covering the nose and mouth, LG says the mask will be comfortable to wear for hours. When it isn’t being worn, the mask can be placed in its case where it will recharge and be subjected to UV-LED lights in order to kill any germs before the next use. LG also linked the case to its ThinQ Android and iOS mobile app, so the user can be informed when the HEPA filters need replacing.

Related: This Canadian Startup Is Creating Breathable Masks That Seal Tight to Your Face

As The Verge reports, LG isn’t commenting yet on how effective the Puricare mask is at slowing the spread of coronavirus. The company is waiting for testing to be completed and certification granted before giving any further details. We also don’t yet know when the mask will be made available for purchase or how much it will cost, but LG has suggested it will be launched before the end of 2020.

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Leverage Amazon Customer Reviews to Sell More Products – Ecommerce

August 27, 2020 by Asif Nazeer Leave a Comment

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Featured image by Tong_stocker

One single Amazon product review can increase sales by 10%, while 200 Amazon customer reviews can increase sales by up to 44%. Suddenly, the thought of encouraging and leveraging reviews seems well worth the effort.

The biggest reason for this dramatic increase in sales is because reviews significantly influence buying decisions. They act as “proof” of product and cement brand trust for consumers who are on the fence.

In fact, 70% of consumers will consider reviews and ratings before they make a purchase decision. Moreover, at least 41% will read between four and seven reviews to gain insights on a product.

Think about it: imagine you’re in need of a new blender and you’re stuck between two that seem similar. One has a ton of positive customer reviews while the other has none. Which one is most appealing? If you’re like the majority of other consumers, you’ll almost certainly go for the one with the reviews.

But if you want to increase sales, it’s not enough to rake in the reviews, sit back, and hope for the best. Instead, you can leverage these important elements of the buying cycle to encourage even more sales.

Here’s how:

1. Respond to Amazon Customer Reviews

Reviews are an essential way to build trust with potential buyers. They provide much-needed proof and peace of mind that your products are as stated. Also, they also provide the perfect way to build connections with your customers and nurture relationships with them.

When you respond to Amazon customer reviews, customers understand that you’re listening to them and are open to a two-way dialogue. Reviews aren’t just a one-way void of feedback. Instead, they present an opportunity to converse with shoppers and find out what their experience is like with your store.

The key is to respond to reviews. At Urtasker.com we encourage our clients to respond to all reviews, positive and negative. This propels the value of positive sentiment and truncates any negative sentiment before it manifests and expands. In fact, it is often possible to turn negative reviews into positive with quick, valuable, responses.

Your response to a review triggers and automatic response from Amazon that notifies customers who have left responses and continues the conversations they have started. This establishes a human connection between brand and buyer. This is vital for turning one-time buyers into loyal customers.

A customer is more likely to come back and buy from you again if they feel like they have a relationship with you. And responding to their reviews is a low-effort, easy way to do this.

Amazon customer review

On the flipside, prospects who see you responding to reviews even if they haven’t left one themselves will have more trust for you as a brand. Therefore, they are more likely to buy from you.

2. Improve Your Products

The better your products are, the more sales you’ll make. It’s as simple as that.

If customers know you’re working hard to give them products they love, they’re going to keep coming back for more. What’s more, they will recommend you to their friends and family.

You can use Amazon customer reviews as vital feedback for improving your products. This shows that you have your customers’ best interests at heart and are dedicated to providing excellent products. Moreover, it will show them that you actually listen to them and value their opinions.

Again, this will build brand trust and ensure you’re putting your customers first. This is crucial in today’s ecommerce landscape that often prioritizes quick sales over customer relationships.

For example, if you get a lot of reviews about how long shipping takes, can you improve that? Or if you notice an influx of comments about a missing feature of one of your products, is there a way you can incorporate it?

This also proves to future buyers that you’re open to accommodating their needs. This will again foster and cement brand trust and buyer confidence.

3. Share Amazon Customer Reviews on Social Media

Don’t just let your Amazon customer reviews sit and gather dust on their relevant product pages. Share them far and wide to increase your visibility and reach new buyers in different corners of the Internet.

Linking to your products via reviews on social media is a great way to do this. These are the platforms your prospects are already hanging out on, and showing up where they already are is a great way to insert yourself into the conversation and bring their attention to your products.

Sharing reviews is a form of sharing user-generated content, which performs particularly well on social media. Consumers are tired of seeing well-polished images and messages from brands in their feeds. Instead they crave peer reviews and stories from their fellow shoppers.

And, with more companies than ever implementing user-generated content, like reviews across their marketing strategy, you’ll be left behind if you don’t join them. What’s more, it’s one of the most effective ways customers discover new products.

You can simply share reviews with a link to the relevant product, create Instagram review images, or even create short videos that spotlight positive product reviews.

4. Include Reviews in Your Product Descriptions

Sometimes, shoppers won’t scroll all the way down your Amazon product page to get to the reviews. If they don’t, they end up just seeing an arbitrary star rating with none of the important details.

To avoid this, incorporate some of your best reviews into your product listings to provide a customer-focused perspective of your products. Remember to keep these up-to-date as well, so you’re showcasing the latest opinions customers have of your products.

Not only do Amazon customer reviews on product pages increase conversions, but they are also great for increasing Amazon SEO. Reviews are one of the most important factors in Amazon’s search algorithm. This means the more positive reviews you have, the higher up your products are likely to show in search results. 

5. Use Reviews in Product Ads

Running product ads on Amazon or on external platforms like Facebook and Google is an effective way to raise awareness of your product and attract shoppers that are in “buy mode.”

Supercharge these ads by incorporating customer reviews.

Whether you’re running an Amazon headline ad or an ad on Facebook, integrating positive reviews will increase the conversion rate. Studies show that doing so can increase click-through rates by four times as much. Moreover, it can drop cost-per-click by 50% compared to ads that don’t.

6. Feature Amazon Customer Reviews on Other Marketing Channels

Utilize the Amazon customer reviews you get as much as you can. This might mean sharing them via your email marketing campaigns, publishing them on your own website, or using them in other digital materials.

Sprinkling reviews throughout the sales cycle creates trust-boosting touch points that will drive shoppers toward the sale.

The great thing about Amazon customer reviews is that they can be used to enhance your marketing materials pretty much everywhere:

  • Incorporate them into your transactional emails to provide peace of mind and direct buyers to future product recommendations
  • Share them in email marketing campaigns to drive click-throughs
  • Scatter them around your own website, from the homepage to landing pages, product pages, and the checkout, to continue to build trust throughout the sales cycle

RELATED ARTICLE: HOW TO WRITE PRODUCT CONTENT THAT RANKS WELL ON GOOGLE

7. Create Rich Snippets for Google

Google loves sharing search results that have reviews. It proves that customers like the product and adds an extra element of trust. Not only this, but search results that include reviews stand out against ones that don’t.

To make sure your product pages show up in search results with their reviews attached, mark your reviews up properly in HTML so that they’re easily readable by search engine crawlers. This will automatically create eye-catching rich snippets that capture the attention of shoppers on Google.

Amazon customer reviews are incredibly important today in light of how much competition is out there. Not only do reviews help you improve your search rankings both on Amazon and Google, but they also build trust and create an enjoyable customer experience.

Leverage your customer reviews by sharing them, responding to them, and incorporating them into your other marketing materials throughout the sales cycle. Do this, and you’ll increase the number of products you sell.

Schedule your free 30 minute no obligation consultation with Urtasker now.

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9 HBO Max Tips Every Streamer Should Know

August 26, 2020 by Asif Nazeer Leave a Comment

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August
26, 2020

6 min read


This story originally appeared on PCMag

After decades as a premium cable channel that offered internet access to customers via HBO GO, HBO jumped into standalone streaming in 2015 with HBO Now.

But after AT&T acquired Time Warner (which owns HBO) to create WarnerMedia, the company pooled all its content resources into a new venture called HBO Max, which launched in May. You can still use HBO Now (rebranded as simply HBO), but you might as well use HBO Max because it includes HBO plus a bunch of movies and TV shows from WarnerMedia, for the same $14.99-per-month price. Existing HBO Now and HBO GO customers get HBO Max at no extra charge.

With that settled, let’s check out a few features you should know before kicking off that next binge-watch.

Control what kids see

Control What Kids See

HBO Max features content for many different age groups. While you might trust a tablet to babysit your little ones with a few episodes of Sesame Street, you probably don’t want them accidentally tuning into Game of Thrones. As such, HBO Max allows you to create kids’ profiles and determine what they’re allowed to watch. When a kid’s profile is engaged, it requires a pin to switch back to an adult profile.

To set this up, hit the profile icon on mobile or the web, and select Switch Profiles > Add Kid. You then create a PIN that authorizes you to switch back and forth. Change your four-digit PIN at any time by going to your profile and selecting Parental Controls.

Once the PIN is set, you can add a name and birthday, and choose the ratings for movies and TV (G through NC-17 and TV-Y up to TV-MA, respectively) that your child is allowed to view. If you ever need to update the restricted content, go to Switch Profiles > Manage Profiles, then select the profile in question and choose Edit Age and Parental Controls.

Save it for later

Save It for Later

If you come across something you want to watch later, add it to your watch list. You can do this a number of ways. On the desktop, hover over any movie or series and hit the Add button. Or browse to something you want to add and choose Add to My List or Add Series to My List from its page (desktop and mobile). View everything you added by selecting your profile icon and going to My List. Content can be removed from individual pages or from the My List screen by tapping Remove.

Download for offline viewing

Download for Offline Viewing

Like other video-streaming services, HBO Max supports downloads for offline viewing. Go to the appropriate page in the app and tap Download to save it to your device. View downloads from your profile, under the Downloads tab. Unwatched downloads expire after 30 days, and you have 48 hours to finish once you start watching. Downloads will also automatically expire when the show or movie leaves HBO Max.

Expired content can be renewed when you’re connected to the internet, and the same videos can be renewed multiple times. Just tap the expired download and select Renew for 30 Days.

Video playback options

Video Playback Options

If you have a habit of going over your monthly data limit while streaming on mobile, there are a few ways HBO Max helps you take control. Tap your profile icon and select the gear icon to view settings. Tap Video Options and set the app to only stream over Wi-Fi, only download over Wi-Fi, and set up warnings for when you’re using cellular data. You can also control download quality from this page by tapping Download Quality and choosing between highest quality or fastest download.

Erase content from ‘Continue Watching’

Erase Content From 'Continue Watching'

HBO Max wasted no time introducing a feature Netflix only recently added—control over your Continue Watching section. If you start a movie or TV series, but decide it’s not for you, you don’t want it hanging out in your Continue Watching section. Zap it by opening the profile screen and selecting Continue Watching > Edit, where you can delete individual entries or choose Clear All to wipe the slate clean.

Check out the hub

Check Out the Hub

HBO Max’s top selling point is its wealth of content beyond the HBO lineup—for the same $14.99 per month as HBO Now. There’s WarnerMedia’s deep catalog of content—Adult Swim, Cartoon Network, DC, TCM, and Warner Bros.—as well as licensed media from Crunchyroll, Sesame Workshop, and Studio Ghibli. Keep it all organized in the hub. On the homepage of the mobile app and in the browser’s hamburger menu, swipe/scroll down for quick-access buttons for HBO, DC, Studio Ghibli, and more.

Watch Studio Ghibli and Crunchyroll content in Japanese

Watch Studio Ghibli and Crunchyroll Content in Japanese

HBO Max carries Japanese-language productions from Studio Ghibli and Crunchyroll, but they will play in English by default. If you’re a Japanese speaker or want to watch in Japanese with subtitles, tap Japanese on the movie or episode page. Tap English to return to English.

See what’s new and upcoming

See What's New and Upcoming

HBO Max makes it easy to keep tabs on new and departing shows and movies. Open the top-left hamburger menu and choose Just Added to see what was recently added to HBO Max. Select Last Chance to see what’s about to leave the service. Coming Soon offers trailers, sneak peeks, and other videos for upcoming shows and movies.

Sign out of devices

Sign Out of Devices

If you left your account signed in on a device that’s not yours—a friend’s phone or TV, for example, you can easily revoke access from afar. On the desktop, click your profile on the top right and select Manage Devices; on mobile, tap your profile icon > gear icon > Manage Devices. Here you’ll see all the devices currently signed into your account. Click Sign All Devices Out to wipe them all or select Sign Out to revoke access to a specific device.

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Best Shipping Tape Choices in 2020

August 26, 2020 by Asif Nazeer Leave a Comment

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If your small business ships a lot of packages, it’s important to avoid accidents by using the best shipping tape. Each small business may have different needs or preferences when it comes to tapes. Some may prefer clear tape. Others may opt for heavy-duty versions. Understanding the options can help you make the right choice for the specific items you need to ship.

Here is our list of the top choices in each category.

Best Clear Tape Best Heavy Duty Tape Best Adhesive Tape
Duck Brand Clear Heavy Duty Packaging Tape Tape King Clear Packing Tape Scotch Heavy Duty Shipping Packaging Tape
Duck Brand Clear Heavy Duty Packaging Tape Tape King Clear Packing Tape Scotch Heavy Duty Shipping Packaging Tape
Buy on Amazon Buy on Amazon Buy on Amazon


Shipping Tape to Consider

There are tons of different attributes to consider when purchasing shipping or packaging tape. Some come in a single roll. Others arrive in bulk. Some have dispensers. Others offer a stronger adhesive bond. Here’s a selection of some of the top options currently available in each category. The list below should help with your search for the best tape.

Best Shipping Tapes

These options provide a basic solution for those who ship packages occasionally. These options tend to be economical and easy to use. They’re perfect for new businesses or those that ship small items.

Scotch Brand Strapping Tape

From Scotch, this tape is reinforced with fiberglass to handle heavyweight and provide a strong bond. It measures 1.88 inches by 30 yards. And each roll is priced at $4.99.

Mr. Pen Packing Tape

This two-pack of packing tapes is known for being clear, smooth, and odorless. From Mr. Pen, it’s ideal for packing and mailing. And each roll measures 2 inches by 60 yards. The pack of two runs for $6.45.

Ultra Durable Water Activated Tape

Those who need a strong bond for their shipments can opt for this Craft Gum Tape. It measures 2.75 inches wide by 450 feet long. And it has a water-activated adhesive that is designed to stay put even in rough conditions. It’s also reinforced with fiberglass for an extra-strong bond. And each roll is priced at $20.56.

AmazonBasics Moving and Storage Packing Tape

Those who want a simple solution can opt for this pack from AmazonBasics, which includes six rolls. Each one measures 2.83 inches by 54.6 yards. And you can use it with a tape gun, though one is not included. This six-pack is priced at $18.01.

T-REX Clear Packing Tape with Dispenser

If you just need a small amount of tape for your packages, this option from T-REX is easy and affordable. It measures 1.88 inches by 15 yards. And it comes with a dispenser that’s already attached. It meets postal regulations and provides an instant stick due to hot melt adhesive. Priced at $3.99, it’s one of the most affordable options available.

Best Heavy Duty Shipping Tapes

If you need to ship large packages, you need tapes that are up to the challenge. These options provide a strong adhesive bond and enough thickness to stand up to even the toughest taping jobs.

Scotch Tape Heavy Duty Shipping Packaging Tape

This packing tape from Scotch runs 1.88 by 800 inches. It includes six rolls, each with its own dispenser for easy to use application. It is also guaranteed to stay put or 3M will refund the purchase price. It includes a strong seal for all boxes. And it currently runs for $22.99.

PERFECTAPE Heavy Duty Packing Tape

This is another durable six-pack of tapes from PERFECTAPE. It’s meant as a refill for those who already have dispensers, so you’ll need to purchase that part separately. Each roll measures 1.88 inches by 60 yards. And it offers strong adhesion and decent clarity. The price is currently $11.99.

JARLINK Clear Packing Tape

This tape from JARLINK also falls into the durable category because of its strong, quality adhesive. It measures 1.88 inches wide by 60 yards. And there are a total of twelve rolls in the pack. Additionally, it is 2.7mil thick. So it’s one of the thickesr options available. It’s also made to fit into standard tape dispensers or guns, though this doesn’t come with the purchase. The cost is $20.99.

Duck HD Clear Heavy Duty Packing Tape Refill

From Duck brand, this pack of tape includes six refill rolls measuring 1.88 inches by 54.6 yards. The brand says it meets postal regulations for shipping. And it offers crystal clarity for a professional appearance, along with adhesive that is meant to hold up in a variety of conditions. The current price is $22.99.

Tape King Clear Packing Tape

This strong tape from Tape King is especially thick at 3.2mil. It comes in a pack of six refill rolls. And each one measures 2 inches by 60 yards. It’s made specifically for commercial and industrial use. So this may be one of the better options for, especially heavy shipments. It’s priced at $12.97.

Best Bulk Tapes

If you need a ton of tape options for your business search no more. Here are some options that can keep your warehouse stocked.

iMBAPrice 3 Inches Shipping Packing Tape

Businesses that shop a lot may opt for a bulk option like this one from iMBAPrice. It’s thicker than many of the other options at 3 inches wide. Each roll also measures 110 yards. It’s a brown tape. So even though it’s not clear, it should blend in with most cardboard boxes. The price for 24 rolls is $41.99.

Tape King Clear Packing Tape

Those that want a clear tape in bulk might consider this option from Tape King. Each roll measures 3 inches by 60 yards. And the pack comes with 24 refill rolls for $53.99.

ELFTAPE Packing Tape Rolls

This package of packing tapes from ELFTAPE includes 36 rolls. The transparent acrylic tape can be used for shipping, moving boxes, and various other tasks. Each one is 2 inches wide by 55 yards long. And a pack of 36 rolls runs for $58.35.

Duck Brand Clear Heavy Duty Packaging Tape

This pack of packaging tape from Duck brand comes with an acrylic adhesive that forms a strong bond. Each roll is ultra-clear and measures 1.88 inches by 54.6 yards. A 24 pack runs for $49.93.

Scotch Heavy Duty Shipping Packaging Tape

From Scotch, this package of packing, moving, and shipping tapes offers durability and ease of use. Each roll measures 1.88 by 54.6 yards. They fit into standard dispensers and come with a box that makes it easy to grab a new roll when needed. A pack of 18 runs for $73.38.

What is the difference between packing tape and shipping tape?

The tape for packing and shipping looks and functions pretty much the same way upon first glance. But the adhesive used in each one is designed for a specific task. Tape for packaging is meant to stay in place for long periods and hold up to heat, humidity, and other extreme conditions such as longterm storage. Shipping tape is instead meant to hold up against impact and rough handling of boxes while moving.

Can you use duct tape for shipping?

No, you should not use this tape. The adhesive used in this kind of tape does not adhere effectively to cardboard, so there’s a good chance that it will come off or get damaged during transit. In fact, USPS, UPS, and FedEx all caution against using it if you want to ship something.

What’s the best way to tape up a shipping box?

Start by taping the bottom of the box before placing any items inside. Place tape lengthwise across all of the seams. Cut the piece of tape that runs between the two main flaps a few inches longer than needed so it runs up the sides. After filling the box, repeat the process on the top.

Feature Image: Depositphotos.com


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Assignment Troubles? Resolve Them Easily – Business for Beginners

August 25, 2020 by Asif Nazeer Leave a Comment

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Featured photo by Arisa Chattasa on Unsplash

If you’re studying for a business degree in order to further your entrepreneurial aspirations, you have a lot to manage. Not only are you trying to run your business, but you’re also trying to make good grades in your classes. Sometimes assignment troubles can send you over the edge. If it all gets to be too much, look for an assignment service to help you over the hump. But first, remember these pointers.

Why You Should Do Your Assignments

You may not understand why assignments are essential. Here are several good reasons why they are.

Assignments Help You to Learn and Remember Concepts More Easily

In schools and higher learning institutions, teachers and professors give homework assignments frequently. Then they grade each task based on the learner’s endeavors. One of the primary reasons is to examine your understanding level in a particular given topic.

You will build a solid foundation in the subject if you handle the assignments by yourself. When you focus your tasks, you work with lots of information and learn through the work you do. As a result, you’ll be able to:

  • Remember concepts easily
  • Learn many new concepts as you study

These new skills will help you excel in your examinations and also reveal to you lots of things about the subjects you’re interested in.

You’ll Learn About Problem-Solving and Working Independently

Doing assignments is essential since it enables you to teach yourself and do research on your own. This is crucial as you transition into the business world. There, you will pick up skills that you didn’t learn in a classroom. Also, when you do your assignments, you will learn to better articulate yourself.

Moreover, doing assignments is simply a part of life, so make the most of your tasks. What’s more, you will gain knowledge by studying, since reading a lot of books on a similar topic helps you understand that topic well. So work hard and complete your assignments on your own. This way, you’ll learn to:

  • Do things even when you aren’t being supervised
  • Develop a sense of tackling problems on your own

Remember, problem-solving is a lifetime skill. Develop it now by doing assignments independently.

Image by StockSnap from Pixabay 

You Will Begin to Understand the Best Ways to Acquire and Evaluate Knowledge

Doing assignments helps students to learn in so many different ways. You have to read a variety of textbooks and take notes at the same time.

But what makes human beings unique is that human beings don’t follow a specific pattern throughout their lives. They like to learn and evolve. They explore many important areas, and this is why they get to master new things.

Do your homework, as it will help you be more knowledgeable and achieve your academic goals. They say practice makes perfect. Get closer to perfection by doing your assignments.

RELATED ARTICLE: DIGITAL MARKETING TOPICS NEEDED IN UNIVERSITY CURRICULUM

Why Do Students Balk at Doing Assignments?

“But you only gave us a weekend!” Professors hear a lot of excuses about why students failed to do their homework on time. However, here are the real reasons why students resist doing their assignments.

Students Misunderstand the Value of Assignments

Students mostly believe that assignments have educational value only. If you are among such students, you’re not entirely wrong. However, assignments have both short-term and long-term benefits. Long-term benefits include learning time management, organization, and goal setting.

They Lack an Assignment Plan

Having a homework plan contributes significantly to finishing assignments on time. Most students who complete their assignments have a plan. A homework plan consists of allowing enough time to complete the work, accounting for deadlines, and having completion routines. But most students lack a homework plan. Therefore, they fail to finish their assignments on time.

Students Think They Don’t Have Enough Time

This is one problem that most people everywhere face today! A lot of tasks pile up, requiring our attention. Especially when one is a student, there are numerous things that you feel you must spend time on.

For example, hobbies and other interests may be meaningful to you. But then, what learners must understand is that these hobbies take up a lot of quality time and energy. This is precisely where the problem lies. Students sometimes prioritize their recreational pursuits, then lack time and energy for their assignments. This can be an obstacle for learners.

Learn to Ask for Help

This is a major point that students often miss. Either they don’t realize they need help, or they don’t want to ask for help because they feel ashamed.

But if you’re a student and you avoid asking for help, things won’t work out very well. Don’t be ashamed to ask for help. There are lots of online sites readily available nowadays.

In fact, there are countless assignments sites. For example, the writing service at https://www.academicsaviour.com/ can help you with what you need.

Find out About the Advantages of Online Assignment Sites

They Offer Around-the-Clock Services

Unlike your tutors and teachers, these sites don’t take breaks or holidays. They offer continuous support, even during your summer holidays. Asking for help from these sites is quite easy, too. With just a few clicks, your assignment troubles will be sorted out. Plus, they help in a wide range of subjects.

You Can Trust Them with Emergency Assignments

This is another scenario where these sites are of great help. They not only handle regular assignments, they can also meet looming deadlines, even if they seem like emergencies. For example, there are some good “write my essay for me” websites that can help you. With these assignment services, things can get easier for you.

You’ll Find Low and Reasonable Costs

These sites charge minimal amounts depending on the difficulty and the complexity level of your task and the time you require for it to be done in.

Once you submit the assignment, they do a careful check and inform you of the cost. After you make your payment, your task is conveyed to a specialist for resolving. Therefore, the sooner you make your payment, the sooner you get the assignment done.

Here’s What to Look For

Choose services from these sites based on the following essential features:

  • Decent pricing
  • Good reviews for the website and a good reputation
  • Online tutoring services such as webinars (Not all of these sites offer such services.)
  • A team of writers and a separate team of editors, to make sure your assignment is always in safe hands

Here’s What to Avoid

  • Sites with negative reviews
  • Failing to compare sites so you can choose the best website for your assignment
  • Forgetting to check out the customer care services

If a site has a reputation for tremendous customer service, it won’t disappoint you.

Let’s Wrap It All Up

All you need as a student is to follow the professor’s guidelines and do your assignments. Also, reach out for help when you need to. By doing so, you’ll achieve good grades and accomplish your academic goals.

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Zoom Goes Down as Kids Go Back to Virtual School

August 24, 2020 by Asif Nazeer Leave a Comment

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Everything’s back to normal now, but Zoom was experiencing issues for several hours this morning.

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August
24, 2020

2 min read


This story originally appeared on PC Mag

UPDATE 12:45 P.M. ET: Zoom says it has “resolved the issue causing users to be unable to start and join Zoom Meetings and Webinars. Users are now also able to sign up for paid accounts, upgrade, and manage their service on the Zoom website.” It is now ‘monitoring to ensure that these services are operational.”

Everything should be working properly now! We are continuing to monitor the situation. Thank you all for your patience and our sincere apologies for disrupting your day.

— Zoom (@zoom_us) August 24, 2020

Original Story:
Many millions of people have come to rely on video conferencing services in recent months to keep in contact with friends and family. Mostly these platforms have held up well, but today was a step too far for Zoom it seems.

As ZDNet reports, Zoom is currently down. It just so happens to be the day that millions of students are attempting to go back to school, which in a lot of cases means logging on to virtual classrooms. The result seems to be users of Zoom in the U.S. and UK pushing the service beyond its limits.

Image Credit: DownDetector.com via PCMag

The Zoom status page confirms an incident has occurred and an investigation is underway, “We have identified the issue causing users to be unable to authenticate to the Zoom website (zoom.us) and unable to start and join Zoom Meetings and Webinars, and we are working on a fix for this issue.” That message appeared less than an hour ago at the time of writing.

According to DownDetector.com, problems started around 8 a.m. ET, with most of the reported problems (73 percent) affecting logins.

It may be difficult for teachers and students to quickly switch to an alternative video streaming service, so many will simply be waiting until Zoom comes back online, or deciding to give up today and try again tomorrow. That will ultimately result in another big spike in demand tomorrow morning, but hopefully Zoom will be well prepared by then with additional server capacity on hand to cope. 



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The Most Powerful You by Kathy Caprino Book Review

August 23, 2020 by Asif Nazeer Leave a Comment

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Content – 8

Freshness – 8.5

Usefulness – 8

8.2

A personal and professional coaching program in a book.  Ideal for women going through a life transition as well as dads, husbands and male leaders seeking to support the women in their lives

the most powerful you book kathy caprino

If you buy something through our links, we may earn money from our affiliate partners. Learn more.

When The Most Powerful You: 7 Bravery-Boosting Paths to Career Bliss by Kathy Caprino showed up on my doorstep I thought “Hmm, who wouldn’t want to be their most powerful self?!  When I turned the book over and started reading more about what was inside, I realized this book wasn’t for everyone.

“The Most Powerful You” was written by a professional woman, for professional women.  While I’m sure author, Kathy Caprino started writing this book way before the 2020 pandemic started, the timing of its release and the inward journey she proposes seems like just what today’s women might be looking for.

The Cycle of How Women Perceive and Are Perceived

While “The Most Powerful You” would love to have the distinction of changing the way women are perceived, this isn’t really the goal of the book.

Caprino recognizes that you can’t expect or try to change others, you have to change yourself first.  And this is really the core mission of the book; to help women discover and accept their own power and then be brave enough to use it to achieve their dreams.

How women are perceived is really a function of this dance between women and the defining people in their lives; family, bosses, spouses, etc.

Caprino seeks to help outwardly successful women who feel stuck either in their careers or their lives and are ready for breakthrough transformation.

Caprino’s coaching and counseling process is simple. She takes you through a series of client stories that outline perception, frame the circumstances and then she guides you through a process of reframing.

Reflecting on a Personal Journey

To get the full benefit of the book, it helps to understand a little about its author, Kathy Caprino.

Kathy is the President of Kathy Caprino, LLC, a premier career coaching and executive consulting firm offering career and leadership development programs for women.   A former corporate Vice President, she is also a trained marriage and family therapist, seasoned executive coach and Senior Forbes contributor. She is also a TEDx and keynote speaker and top national media source on women’s issues, careers, and leadership.

The 7 Power Gaps That Get in the Way of Success

Over the course of her work, Caprino identified 7 “Power Gaps”.  These Power Gaps are prevalent among women — especially women entrepreneurs.

The seven power gaps are:

  1. Not recognizing your special talents. (Brave Sight)
  2. Communicating from fear and not strength. (Brave Speak)
  3. Reluctance to ask for what you deserve. (Brave Ask)
  4. Isolating from influential support. (Brave Connection)
  5. Acquiescing instead of saying stop to mistreatment. (Brave Challenge)
  6. Losing sight of your thrilling dream. (Brave Service)
  7. Allowing past drama to shape and define you. (Brave Healing)

In her research, Caprino discovered that 98 percent of respondents revealed that they were facing at least one of the seven power gaps.  75 percent said they were experiencing three or more gaps at the same time.

In Powerful You Caprino seeks to guide readers through the process of closing these gaps, coming to terms with the events and behaviors that are limiting your life experience and unleashing your most powerful self.

Is Powerful You for “Women Only”?

In short, The Most Powerful You is written for women entrepreneurs and professionals.  But that doesn’t mean that men shouldn’t read it,

There’s no lock on the book and nothing will stop you from cracking it open.  In fact, the men who are interested enough in reading this book will get a deep understanding of what their colleagues, wifes and daughters are dealing with daily.

So, I’m going to take a guess and say that most men will not enjoy this. But the ones who are brave enough (see what I did there?) to venture inside its pages will be rewarded handsomely.

I played a game with myself and read sections of the book as myself (a woman) and then pretending to be a man.

That was an interesting experience.

Take this excerpt from the chapter entitled “Reluctance to Ask for What You Deserve and Want”:

Caprino shares the story of Janine, a woman who had done the work to transform her life from being a marketing executive to a coach.  After years of working with “Brave” (the program behind this book), she reported the following:

I had to let go of thinking:

  • I have to be perfect to be worthy.
  • I must put everyone first to be a good girl.
  • Success comes easily to others not me.
  • I must continuously prove my worth.
  • People will see my worth through my hard work.

I had to accept:

  • People aren’t mind readers: I have to speak up for what I want.
  • The more evidence we offer about what we deliver, the more acceptance by others is possible.
  • You teach people how to treat you
  • Feeling comfortable is not a prerequisite for asking for what you want

ME: YES!  OMG! This is me.  I do this all the time (except expecting people to be mind readers.  But this is me for sure.

ME PRETENDING TO BE A MAN: WHAT?  No one is perfect. You have to go and get what you want.  I’m totally worthy. As for evidence — I’m not sure about that one. Decisions are often emotional and when I am confident, people just go with it.  People will believe what you tell them.

So, Are You Ready For Transformation?

Only you know the answer to this question.  I found this book an uncomfortable and somewhat confronting read.  The stories Caprino shared sometimes hit too close to home. And, when I stopped to reflect on her lessons of “bravery” and closing the gaps I could feel myself pulling away from the conversation.

Am I ready for this conversation.  Maybe not all at once, but I can see all the different ways that I can slowly begin integrating these practices into my live.

I did learn one thing from The Most Powerful You: I am the creator of my experience. While  can look to systems and structures upon which to place blame, the only one who can change my experience is me.

Now it’s your turn.  Are you brave enough to close the gaps that are keeping you from being your most powerful you?


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